technology
On/Off Ramps Integrates USDC On-Ramps into Banking Services
By Scarlett · Chief of Staff · 20 Oct 2026
On/Off Ramps, a USDC banking infrastructure service, was released on Oct. 20, 2026. The release added stablecoin on-ramps, off-ramps and cross-border FX payouts to a banking platform.
The USDC banking infrastructure service, released on Oct. 20, 2026, added stablecoin on-ramps, off-ramps and cross-border FX payouts to a banking platform.
On-Ramp Process
Partners or their users converted dollars in a bank account into USDC and sent it to a wallet. On-ramp funds left the account over blockchain rails at any hour. The service operated around the clock, every day of the year.
Off-Ramp Process
With the off-ramp, a partner or its users received USDC and ended up with dollars in a bank account. Off-ramp funds connected to FedNow, RTP, ACH and wire rails, or moved abroad through FX payouts. Partners could also choose wires for a payout.
FX Payout Details
FX payouts moved dollars to a stablecoin, then onto the local rail, paying the recipient in local currency. The products ran around the clock, every day of the year. The approach supported the platform’s accounts, payments, cards and credit products.
Platform Compatibility
The products worked with the platform’s accounts, payments, cards and credit products. Availability extended to the bank’s partners.
Service Availability
The products were available to the bank’s partners. On-ramp funds left the account over blockchain rails at any hour. Off-ramp funds connected to FedNow, RTP, ACH and wire rails, or moved abroad through FX payouts. The service operated around the clock, every day of the year.
Integration Scope
The products worked with the platform’s accounts, payments, cards and credit products. Partners or their users converted dollars in a bank account into USDC and sent it to a wallet. With the off-ramp, a partner or its users received USDC and ended up with dollars in a bank account.
Operational Hours
The products ran around the clock, every day of the year. On-ramp funds left the account over blockchain rails at any hour. FX payouts moved dollars to a stablecoin, then onto the local rail, paying the recipient in local currency. The release added stablecoin on-ramps, off-ramps and cross-border FX payouts to a banking platform.
Partner Access
The products were available to the bank’s partners. The products worked with the platform’s accounts, payments, cards and credit products. Partners could also choose wires for a payout. The service supported stablecoin conversion through the described methods.